Look ahead from the current position
Cashflow forecasts, runway analysis and financial projections help management consider future commitments, funding requirements and the timing of important decisions.
Fractional Finance & CFO Support
Finance for the Decisions Ahead
Experienced financial leadership, shaped around the level and rhythm your business requires.
Reliable accounts explain where a business has been. As its activities and decisions become more complex, management may also need a stronger view of cash, future performance, financial priorities and the implications of different choices.
Our Fractional Finance & CFO Support is available to businesses in Singapore and internationally. We work alongside business owners, management, finance teams and other advisers to turn financial information into forward looking analysis and practical guidance. The engagement may address a defined priority or provide continuing senior finance involvement, with the scope and cadence shaped around what the business genuinely requires.
Turn financial information into value added decisions
The value of finance increases when it helps management anticipate, compare and decide.
Accounting and financial reporting establish an essential record of business performance. As the questions facing management become more complex, that information must also be interpreted, tested and carried forward into budgets, forecasts and decisions.
Understand what is driving performance
Financial ratios, variance analysis and closer examination of margins, costs and working capital can reveal what is changing and where management attention may be required.
Assess choices before committing
Modelling different assumptions can help the business consider the financial implications of hiring, pricing, investment, expansion and other significant decisions.
Connect finance with the wider business
Effective business partnering brings financial perspective into conversations across sales, operations, people, procurement and other functions. It helps teams understand how their plans affect revenue, costs, cash and capacity while connecting departmental decisions with the business’s wider priorities.
The purpose is not to produce more analysis for its own sake. It is to give management a useful financial perspective when decisions are being made and help translate those decisions into practical plans, measures and follow through.
Finance capability that meets the business where it is
The need for fractional finance support is not determined by revenue, headcount or business stage alone. It often arises when the decisions facing management have become more demanding than the finance capability currently available within the business. Our clients may include:
Founders and owner managed businesses
Seeking an experienced financial perspective as decisions become more significant and the demands on management increase.
Growing and established businesses
Requiring stronger budgeting, forecasting, cashflow visibility or performance analysis as their operations and financial responsibilities develop.
Businesses with an existing finance team
Looking for senior review, additional capacity or practical guidance without displacing the employees who already understand the day to day operation.
International groups and regional operations
Requiring finance support that can work across different entities, currencies, accounting systems, reporting templates and group structures.
Businesses navigating change
Managing expansion, funding requirements, restructuring, a significant investment, changes in leadership or another period requiring closer financial oversight.
Backed by our leadership’s international finance experience, our Fractional Finance & CFO Support extends beyond Singapore. We can support global businesses and finance teams across their international operations, working within their reporting environments and alongside management, internal teams and appointed advisers to connect financial priorities across borders.
Forward looking finance shaped around the decisions at hand
Our support can address a defined financial priority or provide connected involvement across planning, finance function development and senior financial leadership. This work draws directly on more than 15 years of international finance and business experience across multinational groups, professional services firms, family offices and entrepreneurial businesses, working with different accounting systems, reporting environments and group structures.
FP&A and performance management
Connected support across budgeting, forecasting, cashflow and runway analysis, financial ratios, KPIs, variance analysis and scenario modelling. We help management understand what is driving performance, consider what may lie ahead and keep plans current as circumstances change.
Finance function design, processes and controls
Assistance in defining how the finance function should operate, establishing responsibilities and developing the processes, procedures and controls needed to support it. This may include the design, documentation and implementation of planning, reporting, month end, cash management, approval and management information processes.
Strategic review and business partnering
Financial perspective brought into management and cross functional discussions involving areas such as pricing, recruitment, investment, funding, expansion and operational change. We help connect commercial plans with their financial implications, test important assumptions and translate agreed priorities into practical actions and measures.
Fractional CFO leadership and oversight
For businesses requiring continuing senior finance involvement, we can help lead the agreed finance agenda and maintain momentum across its priorities. This may include advising business owners and management, guiding internal finance teams, coordinating accountants and other professional advisers, preparing for relevant board or stakeholder discussions and ensuring that important financial matters receive appropriate attention and follow through.
Distinction
The underlying work may draw on one or more of the capabilities above, but the Fractional CFO role is distinguished by its continuing leadership, oversight and connection with management.
The engagement is shaped around the capability the business needs rather than a predetermined collection of reports. Whether the priority is a stronger planning process, better informed decisions or continuing finance leadership, we remain close to both the financial detail and the wider business context.
A more intelligent way to access finance expertise
Bring specialist execution or senior financial leadership into the business in a form that reflects the work, the timing and the value it is expected to create.
Fractional finance can range from a defined assignment, such as preparing a cashflow forecast or budget, to recurring FP&A, finance process or business partnering work. Fractional CFO support is distinct: it provides experienced senior leadership, oversight and participation with management.
Select the right form of support
An engagement can focus on technical or analytical work, span several recurring finance responsibilities or provide CFO-level participation in management and stakeholder matters.
Use resources more cost effectively
Where the workload does not justify a permanent appointment, a fractional arrangement provides access to relevant expertise without the salary, benefits, recruitment costs and continuing overhead associated with an additional full time role.
Adapt as the business changes
The focus and working cadence can increase, reduce or shift as a project concludes, new demands emerge or greater internal capacity is developed.
Build on the team already in place
We can work alongside management, finance employees, accountants and other advisers, adding knowledge, guidance or capacity while preserving the experience and working relationships already within the organisation.
Keep important work moving
Additional finance resources can maintain momentum while the business recruits, reorganises responsibilities, strengthens its finance function or manages a period of increased activity.
From a single cashflow forecast to recurring FP&A or CFO participation at a strategic level, we can build an arrangement around the outcome you want and how closely you need us involved. We start with the work in front of you and agree a practical way to move it forward.
A working relationship built around the outcome
The way we work reflects the engagement. A defined forecast or finance project may require focused inputs and review points, while recurring FP&A or Fractional CFO involvement calls for a regular working cadence with management and the finance team.
Understand the requirement and its context
We begin with the outcome you are seeking, the decisions or responsibilities involved and how the work connects with the wider business.
Agree the scope and working relationship
We establish the deliverables, responsibilities, access, timetable and level of involvement required. For recurring engagements, we also agree how frequently we will work with management, internal teams and other advisers.
Build from reliable information
We review the relevant accounts, reports, assumptions, systems and existing models before developing or assessing the agreed work. Information gaps and limitations are identified early so that their implications are understood.
Partner with management and the wider business
Business partnering is embedded in how we work. We engage with management and the relevant functions to understand their plans, connect operational activity with its financial implications and help different parts of the business work towards informed and commercially aligned decisions.
Turn the work into action
We present the findings, explain their significance and agree the actions or decisions that follow. Where implementation forms part of the engagement, we help establish responsibilities, monitor progress and keep the work moving.
We can work within established systems, reporting formats and management routines, strengthen arrangements that need further development or help establish the finance function where those foundations do not yet exist. This may include defining responsibilities, setting up core processes and controls, and creating practical reporting, planning and decision support routines. The aim is a working relationship in which financial information initiates discussion, discussion supports decisions and decisions are carried into action.
A commercial arrangement built around the work
Fractional finance support may be engaged for a one off project or as a recurring service. A defined assignment may be quoted according to its deliverables and complexity, while continuing FP&A, process development or business partnering work may be structured around an agreed scope and working cadence.
Fractional CFO engagements are based on an agreed hourly commitment, with a minimum commitment of 10 hours per month. This provides sufficient time to understand the business, remain engaged with management and contribute meaningfully across the agreed priorities.
Fees will also reflect the expertise required, the complexity of the business, the number of entities or markets involved, the quality of the available information, the systems and people involved, and any implementation responsibilities included within the engagement.
After discussing what you want to achieve and the resources already available within your business, we will prepare a tailored proposal setting out the recommended scope, responsibilities, time commitment, fees and relevant assumptions. The arrangement can then be reviewed together to ensure that it provides the right level of involvement before the engagement begins.
Frequently asked questions
What is the difference between fractional finance support and Fractional CFO support?
Fractional finance support covers defined or recurring finance work provided without creating a permanent internal position. It may include cashflow forecasting, budgeting, performance analysis, process development or business partnering and does not necessarily require senior finance leadership.
Fractional CFO support provides continuing or defined period involvement at a senior level. It may include advising management, setting strategy, overseeing financial planning and reporting, guiding finance teams, coordinating advisers and contributing to board or stakeholder discussions. The two forms of support can be engaged separately or combined.
How does fractional finance support differ from bookkeeping and accounting?
Bookkeeping and accounting establish and maintain the financial records of the business and support its periodic reporting requirements. Bookkeeping looks at historical data, while FP&A looks to the future. Fractional finance builds on that information to help management understand performance, plan ahead, assess options and strengthen how the finance function operates.
The services can work together. We may use accounts prepared by an internal team or another provider or coordinate fractional finance support with our Accounting & Financial Reporting services.
Can we engage Orovia for a one off finance project or recurring support?
Yes. A one off engagement may cover a cashflow forecast, budget, financial model, process review or another defined requirement. Recurring support may include FP&A, performance review, business partnering, finance process development or Fractional CFO involvement.
We will agree the intended outcome, deliverables, responsibilities, timetable and working cadence before the engagement begins.
Can you help establish a finance function where one does not currently exist?
Yes. We can help define finance responsibilities and establish the core processes, controls, reporting routines and planning activities appropriate for the business. This may include month end procedures, cashflow management, budgeting, management reporting, approval processes and coordination with accountants, tax advisers and other specialists.
Where new systems, integrations or automation are required, the technical implementation can be coordinated with our Finance Systems & Digital Transformation services or another appropriate provider.
Can you work alongside our existing finance team, accountant and other advisers?
Yes. Fractional support is often most effective when it strengthens the people and professional relationships already in place. We can divide responsibilities with an internal finance team, use accounts prepared by an existing accountant and coordinate with tax, legal, audit and other advisers where their input is required.
The respective responsibilities, information flows, review points and decision authority will be agreed at the outset.
Can Orovia support businesses and finance teams operating outside Singapore?
Yes. Our Fractional Finance & CFO Support services are available to businesses in Singapore and internationally. We can work across entities, currencies, accounting systems, reporting environments and group structures while coordinating with management, finance teams and advisers in different locations.
Where an engagement requires jurisdiction specific statutory, tax, legal or regulated advice, we can work with the client’s appointed local specialists or other appropriately qualified advisers.
Does a Fractional CFO take over management decisions or the responsibilities of the company’s directors?
No. A Fractional CFO provides financial leadership, analysis, challenge and guidance, but management and the company’s directors remain responsible for business decisions and their applicable duties.
The engagement will define the Fractional CFO’s role, reporting lines and any agreed authority. Appointment as a Fractional CFO does not, by itself, make the individual a director or company officer.
Connected capabilities around the finance function
Fractional finance work often draws on reliable accounting records, appropriate systems and specialist input into tax or wider business matters. Where relevant, we can connect these areas through one coordinated Orovia relationship.
Bring finance closer to the decisions shaping your business
Whether you need a focused financial project, a stronger finance function or continuing FP&A or Fractional CFO involvement, we can shape the arrangement around your business, team and priorities both within Singapore or internationally. Elevate your financial operations with Orovia.